Price Transparency in Property Transactions

Our fees cover all of the work required to complete the purchase of your property, including dealing with registration at HM Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Please use our separate quotation tool to determine our fee, and the disbursements in the proposed transaction.

Our fee assumes that:

1. this is a standard transaction with no unforeseen matters arising, for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents separate to the main transaction
2. the transaction is concluded in a timely manner, and that no unforeseen complications arise
3. all parties to the transaction are co-operative, and there is no unreasonable delay from third parties providing documentation
4. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Our fees are subject to VAT at the prevailing rate, which is currently 20%.

Below is list of things which may affect your quote for conveyancing matters, and may result in additional fees (for which a bespoke quotation will be provided):

• the value of the property
• whether you are a first-time buyer
• this is a re-mortgage
• whether the title is freehold or leasehold
• the property is new build
• a first registration of title at HM Land Registry is required
• whether there is a mortgage or not, and whether that is an Islamic mortgage
• in purchase cases, whether the property is to be a primary residence, buy to let or second/holiday home
• there are multiple parties to the transaction
• the shared ownership scheme is involved
• whether you are using a help to buy scheme, and whether it is an equity loan or ISA
• the transaction is a purchase under right to buy
• the transaction is a purchase at auction
• the property has been repossessed
• a leasehold extension is required

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Stamp Duty or Land Tax 

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website or if the property is located in Wales by using the Welsh Revenue Authority’s website here.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 8-12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer, purchasing a new build property with a mortgage in principle, it could take 10-12 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

Stages of the process

The precise stages involved in the purchase of a residential property will vary according to the circumstances. However; the usual stages of a conveyancing transaction are as follows:

• Take your instructions and give you initial advice
• Check finances are satisfactorily in place to fund purchase
• Receive and advise on contract documents
• Carry out searches
• Obtain further planning documentation if required
• Make any necessary enquiries of seller’s solicitor
• Give you advice on all documents and information received
• Advise you as to joint ownership
• Go through conditions of mortgage offer with you
• Send final contract to you for signature
• Agree completion date (date from which you own the property)
• Exchange contracts and notify you that this has happened
• Arrange for all monies needed to be received from lender and you
• Complete purchase
• Deal with payment of Stamp Duty/Land Tax
• Deal with application for registration at Land Registry

Our fees cover all the work required to complete the sale of your property.

Please use our separate quotation tool to determine our fee, and the disbursements in the proposed transaction.

Our fee assumes that:

1. this is a standard transaction with no unforeseen matters arising, for example (but not limited to) a defect in title which requires remedying prior to completion, or the preparation of additional documents separate to the main transaction
2. the transaction is concluded in a timely manner, and that no unforeseen complications arise
3. all parties to the transaction are co-operative, and there is no unreasonable delay from third parties providing documentation
4. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Our fees are subject to VAT at the prevailing rate, which is currently 20%.

Below is list of things which may affect your quote for conveyancing matters, and may result in additional fees (for which a bespoke quotation will be provided):

• the value of the property
• there are multiple parties to the transaction
• the shared ownership scheme is involved
• the transaction is a sale at auction
• the property has been repossessed

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

How long will my house sale take?

How long it will take from your offer being accepted until your buyer can move in to the house will depend on a number of factors. The average process takes between 8-12 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are also buying a property, it could take 10-12 weeks. However, it can take significantly longer.

Stages of the process

The precise stages involved in the sale of a residential property will vary according to the circumstances. However; the usual stages of a conveyancing transaction are as follows:

• Take your instructions and give you initial advice
• Receive title deeds or obtain HM Land Registry title entries, 
• Investigate title and draft contract
• Prepare contract pack
• Obtain planning documentation if required
• Answer any necessary enquiries raised by the buyer’s solicitor
• Send final contract to you for signature
• Agree completion date (date from which your buyer will own the property)
• Exchange contracts and notify you that this has happened
• Receive proceeds of sale and complete purchase
• Pay off all mortgages, and fees due, and account to you for the balance

Our fees cover all of the work required to complete the purchase of your property, including dealing with registration at HM Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property is in Wales.

Please use our separate quotation tool to determine our fee, and the disbursements in the proposed transaction.

Our fee assumes that:

1. this is a standard transaction with no unforeseen matters arising, for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents separate to the main transaction
2. this is the assignment of an existing lease, and is not the grant of a new lease
3. the transaction is concluded in a timely manner, and that no unforeseen complications arise
4. all parties to the transaction are co-operative, and there is no unreasonable delay from third parties providing documentation
5. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Below is list of things which may affect your quote for conveyancing matters, and may result in additional fees (for which a bespoke quotation will be provided):

• the value of the property
• whether you are a first-time buyer
• this is a re-mortgage
• whether the title is freehold or leasehold
• the property is new build
• a first registration of title at HM Land Registry is required
• whether there is a mortgage or not, and whether that is an Islamic mortgage
• in purchase cases, whether the property is to be a primary residence, buy to let or second/holiday home
• there are multiple parties to the transaction
• the shared ownership scheme is involved
• whether you are using a help to buy scheme, and whether it is an equity loan or ISA
• the transaction is a purchase under right to buy
• the transaction is a purchase at auction
• the property has been repossessed
• a leasehold extension is required

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain additional disbursements which will be set out in the lease of the property, which we will not know about until seeing it.  The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors, but these are likely to include the following and each will vary from a few pounds up to about £200:

• Notice of transfer fee
• Notice of mortgage fee
• Deed of Covenant fee
• Certificate of compliance fee

Stamp Duty or Land Tax

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website or if the property is located in Wales by using the Welsh Revenue Authority’s website.

How long will my house purchase take?

How long it will take from your offer being accepted, until you can move in to your property, will depend on a number of factors. The average process takes between 10-12 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer, purchasing a new build property with a mortgage in principle, it could take 14 weeks or more. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

Stages of the Process

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances. However, the usual stages of a leasehold conveyancing transaction are as follows:

• Take your instructions and give you initial advice
• Receive and advise on contract documents
• Carry out searches
• Obtain further planning documentation if required
• Make any necessary enquiries of seller’s solicitor
• Give you advice on all documents and information received, including the lease
• Go through conditions of mortgage offer
• Send final contract to you for signature
• Draft Transfer
• Advise you on joint ownership
• Obtain pre-completion searches
• Agree completion date (date from which you own the property)
• Exchange contracts and notify you that this has happened
• Arrange for all monies needed to be received from lender and you
• Complete purchase
• Deal with payment of Stamp Duty/Land Tax
• Deal with application for registration at Land Registry
• Comply with any notice provisions contained within the lease

Our fees cover all the work required to complete the purchase of your property.

Please use our separate quotation tool to determine our fee, and the disbursements in the proposed transaction.

Our fee assumes that:

1. this is a standard transaction with no unforeseen matters arising, for example (but not limited to) a defect in title which requires remedying prior to completion, or the preparation of additional documents separate to the main transaction
2. this involves the assignment of an existing lease, and is not the grant of a new lease
3. the transaction is concluded in a timely manner, and that no unforeseen complications arise
4. all parties to the transaction are co-operative, and there is no unreasonable delay from third parties providing documentation
5. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Our fees are subject to VAT at the prevailing rate, which is currently 20%.

Below is list of things which may affect your quote for conveyancing matters, and may result in additional fees (for which a bespoke quotation will be provided):

• the value of the property
• there are multiple parties to the transaction
• the shared ownership scheme is involved
• the transaction is a purchase at auction
• the property has been repossessed
• a leasehold extension is required

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain additional disbursements which will be set out in the lease of the property, which we will not know about until seeing it. There is also likely to be a leasehold management pack to purchase at a cost of up to about £400. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

How long will my sale take?

How long it will take from your offer being accepted, until your buyer can move into the property, will depend on a number of factors. The average process takes between 10-12 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are also buying a property, it could take 14 weeks or more. However, if you are buying (or selling) a leasehold property that requires an extension of the lease, this can take significantly longer, perhaps between 3 and 6 months. In such, a situation additional charges would apply.

Stages of the Process

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances. However, the usual stages of a leasehold conveyancing transaction are as follows:

• Take your instructions and give you initial advice
• Receive title deeds or obtain HM Land Registry title entries 
• Investigate title and consider the lease
• Draft contract and prepare contract pack
• Obtain planning documentation if required
• Obtain leasehold management pack
• Answer any necessary enquiries raised by the buyer’s solicitor
• Send final contract to you for signature
• Agree completion date (date from which your buyer will own the property)
• Exchange contracts and notify you that this has happened
• Receive proceeds of sale and complete purchase
• Pay off all mortgages and fees due, and account to you for the balance
• Comply with any notice provisions contained within the lease

Our fees cover all the work required to complete the re-mortgage of your property, including dealing with registration at HM Land Registry. 

Please use our separate quotation tool to determine our fee, and the disbursements in the proposed transaction.

Our fee assumes that:

1. this is a standard transaction with no unforeseen matters arising, for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents separate to the main transaction
2. the transaction is concluded in a timely manner, and that no unforeseen complications arise
3. all parties to the transaction are co-operative, and there is no unreasonable delay from third parties providing documentation
4. no indemnity policies or leasehold extensions are required. Additional disbursements may apply if indemnity policies are required, and additional fees will apply if a leasehold extension is required.

Our fees are subject to VAT at the prevailing rate, which is currently 20%.

Below is list of things which may affect your quotation, and may result in additional fees (for which a bespoke quotation will be provided):

• the value of the property
• the amount of the re-mortgage advance involved
• whether the title is freehold or leasehold
• whether the lender is separately represented by their own solicitors
• a first registration of title at HM Land Registry is required
• whether there is an existing mortgage, 
• whether the mortgage being paid off or being taken, is an Islamic mortgage
• the shared ownership scheme is involved
• a leasehold extension is required

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There may be certain additional disbursements which will be set out in the lease of a leasehold property, which we will not know about until seeing it. There is also likely to be a leasehold management pack to purchase at a cost of up to about £400. We will update you on the specific fees upon receipt and review of the lease when to hand, , but these are likely to include the following and each will vary from a few pounds up to about £200:

• Notice of transfer fee
• Notice of mortgage fee
• Deed of Covenant fee
• Certificate of compliance fee

How long will my re-mortgage take?

How long it will take from your offer being accepted until you can complete and pay off your old mortgage, will depend on a number of factors. The average process takes between 4 – 8 weeks. It can be quicker or slower, for example, if you own a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply. The process is also likely to take longer than usual if the new lender has its own solicitors.

Stages of the process

The precise stages involved will vary according to the circumstances. However; the usual stages of the transaction are as follows:

• Take your instructions and give you initial advice
• Receive mortgage offer
• Comply with conditions
• Carry out searches and obtain leasehold management pack if required
• Draft mortgage documentation and obtain your signatures
• Go through conditions of mortgage offer with you
• Complete certificate of title for new lender
• Agree completion date for the re-mortgage
• Obtain redemption statement from existing lender to understand the sum needed to pay it off
• Arrange for mortgage advance to be received from lender
• Complete re-mortgage, and pay off old mortgage
• Account to you with any balance
• Deal with application for registration at HM Land Registry
• Give notice of mortgage under any lease, where required.